What to Look for When Buying International Student Insurance

Canada has an excellent reputation for its free healthcare and its easy allowance for students to stay in the country to study in Canada. Unfortunately, most of Canada’s free healthcare services are only available to permanent residents in Canada and Canadian citizens.

Canada has hundreds of thousands of international students living and studying in the country. It is a part of the government’s strategy to reshape the country’s demographics by bringing in skilled and well-educated workers into the Canadian university system. Canada is already regarded as one of the best places to live, drawing thousands of students for high-quality education and living standards.

If you are an international student planning to study in Canada, you need to arrange health insurance for students for your program’s duration.

Choosing the Right International Student Health Insurance Program

While nobody plans to get sick while studying, it is necessary to have a reliable health insurance program that can provide you with comprehensive coverage if you ever need to go to the hospital.

Here are some of the things you should look for when buying international student health insurance when you study and live in Canada.

The Ability to Choose

While your entry into the country depends on the approval of your international student visa, it is ideal to preemptively purchase your international student insurance. Look for an insurance policy that lets you choose the start date for the plan. The plan should also give you the right to choose and change the effective date before the coverage starts.

Low Premiums

A health insurance plan that provides you with comprehensive coverage is necessary. However, that does not mean your insurance plan should have exorbitant premiums. Look for a plan that provides you with suitable premiums that you can easily afford.

Check their Refund Policy

If you cannot get a visa granted to study in Canada for any reason, the insurance policy should be accommodating in terms of its refund policy. If your visa is ever rejected before the effective date, you should be entitled to a 100% refund.

Shopping for the right health insurance policy for international students can be an overwhelming task. With so many aspects of studying and living in Canada to worry about, we are sure you can use all the help you can get. That is where we come in to help you get the best possible international student insurance plan.

At Travel Shield, we specialize in helping our clients find ideal insurance plans that meet their requirements that protect them from unexpected and high costs due to medical emergencies while they are studying in Canada.Feel free to contact us here or call us at 1-866-517-0606 to find out how we can help.

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